Gold Rate Today in India

Gold Rate Today in India — Complete Guide (14 September 2026)

Gold prices in India are influenced by international market rates, the USD/INR exchange rate, import duties, and local demand. India is the world's second-largest consumer of gold, with Kerala, Tamil Nadu, and Karnataka being the top consuming states. Today's gold rate stands at ₹15,556/gram (24K) and ₹14,255/gram (22K). 22K gold price has increased by ₹110 compared to yesterday.

What is Today's Gold Price per Gram?

As of 14 September 2026, the gold price per gram in India is ₹15,556 for 24 Karat (999 purity), ₹14,255 for 22 Karat (916 purity), and ₹11,664 for 18 Karat (750 purity). 1 Pavan (8 grams) of 22K gold costs ₹1,14,040 in Kerala today. 10 grams of 24K gold costs ₹1,55,560 and 10 grams of 22K gold costs ₹1,42,550.

Gold Purity Comparison — 24K vs 22K vs 18K vs 14K

Factors Affecting Gold Price in India

• International Gold Prices: The London Bullion Market Association (LBMA) sets the benchmark. Indian prices follow global trends.
• USD/INR Exchange Rate: A weaker rupee makes gold more expensive in India. Gold is imported in US dollars.
• Import Duty: India imports 800+ tonnes of gold annually. Current import duty is ~15%, directly impacting retail prices.
• GST: 3% GST is levied on gold purchases in India (both jewellery and coins).
• Demand & Supply: Wedding season and festivals like Dhanteras, Akshaya Tritiya, Onam drive up demand.
• Central Bank Policies: RBI's gold reserves (currently ~800+ tonnes) and monetary policy influence demand.
• Geopolitical Tensions: Wars, trade conflicts push investors towards gold as a safe haven.
• Inflation: Rising inflation increases gold demand as a hedge — gold typically beats inflation over 10+ years.

22K vs 24K Gold — What's the Difference?

24 Karat (999 purity)is 99.9% pure gold. It's softer and used mainly for gold coins, bars, and digital gold investment. 22 Karat (916 purity)is 91.6% gold mixed with copper, silver, or zinc for strength. It's the standard for jewellery in India. 18 Karat (750 purity) is used for diamond and fashion jewellery due to its extra durability and lighter color. The price difference between 24K and 22K is ₹1,301/gram today.

Tax on Gold in India (2026)

• GST: 3% on gold jewellery, coins, and bars
• Making Charges GST: 5% on making/labour charges
• Capital Gains Tax: Short-term (below 3 years) — taxed at your income tax slab. Long-term (3+ years) — 20% with indexation
• TDS: 1% TDS on gold purchases above ₹10 lakh per year
• SGBs Tax Benefit: Capital gains from Sovereign Gold Bonds are TAX FREE if held till maturity (8 years)

How to Invest in Gold in India (2026)

1. Sovereign Gold Bonds (SGBs): Government-backed, 2.5% annual interest + gold price appreciation. Tax-free on maturity. Best for long-term investors.
2. Gold ETFs: Trade on stock exchange like shares. Low cost, high liquidity. Top picks: Nippon Gold ETF, SBI Gold ETF, HDFC Gold ETF.
3. Digital Gold: Buy gold online from ₹1 via Google Pay, PhonePe, Paytm. Gold is stored in insured vaults.
4. Gold Mutual Funds: Invest in gold through SIP — ideal for beginners. Top pick: SBI Gold Fund, Axis Gold Fund.
5. Physical Gold: Coins, bars, and jewellery from trusted dealers like Tanishq, Malabar Gold, Joyalukkas, Kalyan Jewellers.

Gold Loan — Use Your Gold to Get Instant Cash

Gold loans are one of the fastest ways to get cash against your gold jewellery. Banks and NBFCs offer gold loans at interest rates of 7-12% per annum, with loan-to-value (LTV) ratio up to 75%. Major gold loan providers: Muthoot Finance, Manappuram Gold Loan, SBI, HDFC Bank, Federal Bank. With today's 22K rate at ₹14,255/gram, 10 grams of gold can fetch a loan of approximately ₹1,06,913. To dig deeper, compare gold loan options or read our gold loan vs personal loan guide.

Gold Measurement Units in India

Gold is measured in different units across India. 1 Sovereign/Pavan = 8 grams of 22K gold = ₹1,14,040 — commonly used in Kerala and South India. 1 Tola = 11.66 grams of 24K gold = ₹1,81,383 — traditionally used in North India. Half Sovereign (4 grams) = ₹57,020. Standard weights used for trading: 1 gram, 8 grams (1 Sovereign), 10 grams, and 100 grams.

What is 916 Gold? (BIS Hallmark)

916 gold refers to 22 Karat gold with 91.6% purity. It is the BIS hallmark standard for gold jewellery in India. Since January 2022, hallmarking with HUID (Hallmark Unique Identification) is mandatory for gold jewellery sold in India. Always buy hallmarked 916 gold to ensure purity and value. HUID can be verified at the BIS website. Read our complete What is 916 Gold? guide and the BIS Hallmark & HUID verification guide.

Gold Rate Prediction — Will Gold Price Increase or Decrease?

Gold prices are expected to remain elevated in 2026 due to global economic uncertainty, geopolitical tensions, central bank buying, and inflation concerns. Analysts predict gold could reach ₹17,000-18,000/gram (24K) by end of 2026. However, short-term corrections are possible. For long-term investors, systematic buying through SGBs or Gold ETFs is recommended.