Gold Rate Today
Indicative 22K & 24K gold rates updated daily. Track rates across 900+ Indian cities and all 36 states/UTs.
Check Rates →Gold Loan
Compare gold loan interest rates across 9 banks & NBFCs. Calculate your LTV eligibility and estimate EMIs instantly.
Compare Loans →Gold Calculator
Calculate gold jewellery value, SGB returns, and loan eligibility with our precision tools.
Open Calculator →Gold Guides
Expert articles on gold purity, hallmarking, investment strategies, and price forecasts.
Browse Guides →🔗 Quick Links
📈 Gold Price Trend — Last 30 Days (24K)
Real historical 24K gold rates per gram — updated from live market data
Prices shown are 24K gold rates per gram in INR. Hover over the chart for daily rates. Data source: WealthMinty live market tracker.
30-day trend shown. 90-day view coming soon.
⚖️ Gold-Silver Ratio — Live
The gold-silver ratio shows how many grams of silver equal 1 gram of 24K gold. A higher ratio suggests silver is relatively cheap; a lower ratio favours gold.
🗺️ Browse Gold Rates — All 900+ Cities
Select any city or state to view live gold rates in your location. Browse the full hierarchy of Indian cities and states.
📚 Gold Guides
Expert-written guides to help you make informed gold decisions
What is 999 Gold?
999 gold means 24K pure gold — the investment standard for coins, bars & SGBs.
Read Guide →What is 916 Gold?
916 gold means 22K gold — the BIS jewellery standard (91.6% pure).
Read Guide →22K vs 24K Gold
Understand the real difference between 22K (916) and 24K (999) gold purity.
Read Guide →BIS Hallmark & HUID
How to verify gold purity using BIS hallmark and HUID number.
Read Guide →Gold Loan vs Personal Loan
Compare interest rates, eligibility, and which is better for you.
Read Guide →Gold Price Forecast 2026
Expert analysis of gold price trends and predictions for 2026.
Read Guide →SGB vs Physical Gold
Compare Sovereign Gold Bonds with physical gold investment.
Read Guide →Jewellery Price Calculation
Learn how gold jewellery prices are calculated with making charges.
Read Guide →🏛️ State-Wise Gold Markets & Jewellers
Each Indian state has renowned jewellers and famous gold markets. Explore regional gold specialities — from Kerala's Thrissur Gold Market to Mumbai's Zaveri Bazaar.
| State | Top Jewellers | Famous Market | Best Time to Buy |
|---|---|---|---|
| Kerala | Malabar Gold and Diamonds, Kalyan Jewellers | Thrissur Gold Market | Onam (Aug-Sep), Vishu (Apr), Akshaya Tritiya — gold prices may dip slightly during monsoon (Jun-Jul) |
| Tamil Nadu | GRT Jewellers, Vummidi Bangaru Jewellers (VBJ) | T Nagar Chennai | Pongal (Jan), Tamil New Year (Apr), Akshaya Tritiya, Diwali |
| Karnataka | Abharan Jewellers, Bhima Jewellers | Avenue Road Bangalore | Ugadi (Mar-Apr), Dasara (Oct), Akshaya Tritiya, Varamahalakshmi Festival (Aug) |
| Maharashtra | Waman Hari Pethe Jewellers, PNG Jewellers (Purshottam Narayan Gadgil) | Zaveri Bazaar Mumbai | Gudi Padwa (Mar-Apr), Dussehra (Oct), Diwali, Akshaya Tritiya |
| Andhra Pradesh | Vaibhav Jewellers, CMR Jewellery | Governorpet Vijayawada | Ugadi, Akshaya Tritiya, Sankranti (Jan), Dussehra |
| Telangana | Manepally Jewellers, Krishna Jewellers Pearls & Gems | Laad Bazaar Hyderabad | Ugadi, Bathukamma (Oct), Bonalu (Jul-Aug), Akshaya Tritiya |
| Gujarat | C. H. Jewellers, Zaveri & Co. | Manek Chowk Ahmedabad | Dhanteras (Oct-Nov), Diwali, Navratri, Akshaya Tritiya |
| Rajasthan | Motisons Jewellers, Birdhichand Ghanshyamdas Jewellers | Johari Bazaar Jaipur | Teej (Jul-Aug), Diwali, Dhanteras, Akshaya Tritiya, Gangaur (Mar-Apr) |
| Uttar Pradesh | Aisshpra Jewel World, Lala Jugal Kishore Jewellers | Aminabad Lucknow | Karva Chauth (Oct-Nov), Diwali, Dhanteras, Akshaya Tritiya |
| West Bengal | Anjali Jewellers, Senco Gold and Diamonds | Bowbazar Kolkata | Dhanteras, Durga Puja (Oct), Lakshmi Puja, Akshaya Tritiya |
| Punjab | Jagdish Jewellers, Nikamal Jewellers | Hall Bazaar Amritsar | Baisakhi (Apr), Karva Chauth (Oct-Nov), Diwali, Lohri (Jan) |
| Madhya Pradesh | Anopchand Tilokchand Jewellers, DP Abhushan (DP Jewellers) | Sarafa Bazaar Indore | Dhanteras, Diwali, Akshaya Tritiya, Navratri |
🔢 Gold Purity Chart — Karat to Fineness
| Karat | Fineness | Gold % | Common Use |
|---|---|---|---|
| 24K | 999 | 99.9% | Investment, coins, bars |
| 22K | 916 | 91.6% | Jewellery (Indian standard) |
| 18K | 750 | 75.0% | Diamond-studded jewellery |
| 14K | 585 | 58.5% | Affordable jewellery, watches |
💰 Gold Investment Options in India
| Feature | Physical Gold | Sovereign Gold Bond (SGB) | Gold ETF | Digital Gold |
|---|---|---|---|---|
| Minimum Investment | ~₹5,000 | 1 gram (~₹8,500) | 1 unit (~₹85) | ₹1 onwards |
| Returns | Price appreciation | Price + 2.5% p.a. interest | Price appreciation | Price appreciation |
| Liquidity | Medium | Low (lock-in) | High | High |
| Tax Benefit | No | Capital gains tax-free on maturity | No | No |
| Storage Risk | Yes | No (digital) | No (demat) | No (digital) |
| Making Charges | Yes (3-25%) | Nil | Nil | 1-3% spread |
| Best For | Jewellery, tradition | Long-term investment | Short-term trading | Small investments |
🥇 Gold Uses in India
Jewellery & Ornaments
Gold jewellery is central to Indian weddings and festivals. India consumes 700-800 tonnes of gold annually, second only to China.
Investment & Savings
Gold is a trusted hedge against inflation. Investors choose SGBs, Gold ETFs, digital gold, or physical coins/bars for portfolio diversification.
Reserve & Sovereign
The Reserve Bank of India holds 800+ tonnes of gold as foreign exchange reserves. SGBs are issued by the government backed by gold.
Industrial & Tech
Gold is used in electronics (connectors, semiconductors), dentistry, aerospace, and luxury goods — about 10% of global demand.
🥇 Gold in India — Overview
India is the world's second-largest consumer of gold, purchasing approximately 700-800 tonnes annually. Only China rivals India in gold consumption. This enormous demand is driven by a unique combination of cultural significance, traditional savings habits, and a deep-rooted belief in gold as a store of value that has persisted for thousands of years across every region of the country.
Gold prices in India are determined by a complex interplay of international and domestic factors. The London Bullion Market Association (LBMA) sets the global benchmark, converted using the USD/INR exchange rate. On top of the base price, the Indian government levies an import duty and a Goods & Services Tax (GST) of 3%, making the final retail price higher than the international spot price. Track the live Gold-Silver Ratio to see how the two metals compare.
Gold holds an unparalleled place in Indian culture and tradition. It is considered auspicious and is an essential part of weddings, where families gift gold jewellery as part of the bride's trousseau. Festivals like Akshaya Tritiya and Dhanteras see massive surges in gold purchases. Beyond ceremonies, gold is widely regarded as a form of "emergency savings" in rural and semi-urban India, where formal banking penetration has historically been limited. A gold loan can be raised against these savings in minutes.
As an investment, gold serves as a powerful hedge against inflation and currency depreciation. Over the past two decades, gold has delivered annualised returns of approximately 10-12% in INR terms, outperforming many traditional savings instruments. Financial advisors commonly recommend allocating 10-15% of an investment portfolio to gold for diversification. Today, investors can choose from multiple vehicles — physical gold, Sovereign Gold Bonds (SGBs), Gold ETFs, and digital gold. Use our SGB Calculator to estimate SGB returns.
Gold hallmarking has been a landmark reform in India's gold market. The Bureau of Indian Standards (BIS) made hallmarking mandatory for gold jewellery sold by registered jewellers starting June 2021. Every hallmarked piece now carries a unique HUID (Hallmark Unique Identification) number. Learn more in our BIS Hallmark guide.
The gold loan market in India has witnessed remarkable growth, with outstanding gold loans crossing ₹10 lakh crore. Banks like SBI, HDFC, and NBFCs like Muthoot Finance and Manappuram offer competitive interest rates ranging from 7% to 15%. Explore our Gold Loan Hub to compare 9 lenders and calculate your eligibility.
At WealthMinty, we provide India's most comprehensive gold resource. We publish indicative daily gold reference rates across 900+ cities and all 36 states/UTs, manually curated by our editorial team from public market data (broadly following India Bullion and Jewellers Association (IBJA) published rates and international benchmarks). Rates are indicative and may differ slightly from your local jeweller's quote. Whether you are buying gold jewellery, taking a gold loan, or investing in SGBs, WealthMinty is your trusted companion. You can also explore the Silver Hub for silver tools and rates.
❓ Frequently Asked Questions about Gold in India
🛡️ Why Trust WealthMinty's GoldResearch & Market Data?
Our analysis shows that retail gold rate volatility in India requires careful, daily monitoring. Our editorial team manually researches and publishes indicative daily gold reference rates based on publicly available bullion market data, including published rates from recognized industry bodies such as the India Bullion and Jewellers Association (IBJA), commodity exchange signals (MCX), and international benchmarks (LBMA). The rates shown are indicative and for informational purposes only — they may differ slightly from your local jeweller's quote. Read our full Editorial Policy & Methodology.
- Zero Merchant Bias: We are a pure financial information and analysis platform. We do not sell gold, jewelry, or run physical retail shops, guaranteeing completely unbiased reporting.
- Standardized Mathematical Modeling: Our city-specific rate calculations use strict pricing premiums and transport offsets aligned with local state jewelry association norms.
- Fact-Checked by Experts: Every pricing trend and forecast published on WealthMinty is verified by our editorial desk with over 10+ years of combined experience in bullion markets.