Gold Rate Today in Kerala — Complete Guide (7 August 2026)
Today's gold rate in Kerala is ₹14,994/gram (24K), ₹13,740/gram (22K), and ₹11,242/gram (18K). 1 Pavan (8 grams of 22K gold) costs ₹1,09,920 in Kerala today. WealthMinty covers gold rates across all 14 cities in Kerala.
Gold Purity & Price Comparison in Kerala
| Purity | Karat | Gold % | Rate/gram | Best For |
|---|
| 999 | 24K | 99.9% | ₹14,994 | Investment, Coins |
| 916 | 22K | 91.6% | ₹13,740 | Jewellery |
| 750 | 18K | 75.0% | ₹11,242 | Diamond Jewellery |
| 585 | 14K | 58.5% | ₹8,771 | Fashion Jewellery |
About Gold in Kerala
Kerala is India's highest per-capita gold consumer. Gold is deeply tied to festivals like Onam and Vishu. Akshaya Tritiya sees record gold purchases across the state.
Gold Tradition & Culture in Kerala
Kerala has the highest per-capita gold consumption in India. Gold is measured in "Pavan" (1 Pavan = 8 grams). Thrissur is called the "Gold Capital of India" and hosts the famous Thrissur Pooram festival where gold ornaments are prominently displayed.
Best time to buy gold in Kerala: Onam (Aug-Sep), Vishu (Apr), Akshaya Tritiya — gold prices may dip slightly during monsoon (Jun-Jul).
How is the Gold Rate Decided in Kerala?
The daily gold rate in Kerala is not set by any single jeweller or the state government — it is derived from a transparent, four-step chain that keeps prices almost identical across every city in Kerala (Bangalore, Mysore, Mangalore, Hubli, and smaller towns differ by only ₹0–100/gram):
- International LBMA benchmark: The London Bullion Market Association fixes the global spot gold price twice daily in USD per troy ounce (1 troy ounce = 31.1035 grams). This is the base for gold worldwide, including Kerala.
- USD to INR conversion: The USD price is converted to rupees at the live RBI reference exchange rate. If the rupee weakens against the dollar, gold becomes costlier in Kerala even if the international price is flat.
- Import duty + GST:India imports nearly all its gold, so the government's import duty (currently ~15%, including Agriculture Infrastructure and Development Cess) and 3% GST are added. Together these taxes make up roughly 18% of the retail price you pay in Kerala.
- Local bullion benchmark (IBJA):The Indian Bullion & Jewellers Association (IBJA) publishes a daily wholesale rate thatKerala's jewellers follow. Each showroom then adds its making charge (3–25% depending on design) and a tiny local margin for transport and overhead — this is the only reason prices vary slightly between shops and cities.
In Kerala, gold is traditionally weighed in Pavan (പവൻ) — 1 Pavan = 8grams — though most retail billing today is done per gram. The 24K, 22K and 18K prices you see on this page are our editorial team's indicative daily reference rates for Kerala, manually curated from public bullion market data (broadly tracking the IBJA national benchmark). They are refreshed daily and may differ slightly from your local jeweller's quote, which includes making charges and local margins.
Why Kerala's rate differs from neighbouring states: Only by a negligible ₹0–50/gram, purely on local transport and dealer margin — there is no separate Kerala gold tax. Kerala, Tamil Nadu, Andhra Pradesh andKerala all import through the same customs ports, so the underlying landed cost is identical.
Factors Affecting Gold Price in Kerala
- International Gold Prices: Kerala's gold rate follows global LBMA benchmarks converted to INR.
- USD/INR Exchange Rate: A weaker rupee makes imported gold more expensive in Kerala.
- Import Duty & GST: 15% import duty + 3% GST are included in the retail gold price.
- Local Demand: Wedding season and festivals drive up gold demand in Kerala. Onam (Aug-Sep), Vishu (Apr), Akshaya Tritiya — gold prices may dip slightly during monsoon (Jun-Jul).
- Transportation & Dealer Margin: Minor ₹0–100/gram variation between cities in Kerala.
Where to Buy Gold in Kerala?
You can buy hallmarked 916 gold in Kerala from trusted jewellers like Tanishq, Kalyan Jewellers, Malabar Gold & Diamonds, Joyalukkas, Bhima Jewellers, Chemmanur Jewellers, Jos Alukkas, and other BIS-certified gold shops. Buy gold coins, gold bars, and gold jewellery with HUID (Hallmark Unique Identification) number for verified purity. Compare making charges across shops — Tanishq charges 8-25% while local jewellers may charge 5-15%.
Famous gold markets in Kerala: Thrissur Gold Market, Mattancherry Gold Souk, Broadway Ernakulam, SM Street Kozhikode.
Gold Loan in Kerala
Banks and NBFCs in Keralaoffer gold loans at 7-12% interest per annum. With today's 22K rate at ₹13,740/gram, 10 grams of gold can fetch a loan of approximately ₹1,03,050 (75% LTV). 50 grams of 22K gold can get up to ₹5,15,250.
Top gold loan providers in Kerala: KSFE (Kerala State Financial Enterprises), Muthoot Finance, Manappuram Finance, Muthoot Fincorp, Kosamattam Finance, Chemmanur Credits and Investments, IIFL Finance, Shriram Finance.
| Gold Weight | Gold Value (22K) | Max Loan (75% LTV) |
|---|
| 10g | ₹1,37,400 | ₹1,03,050 |
| 20g | ₹2,74,800 | ₹2,06,100 |
| 50g | ₹6,87,000 | ₹5,15,250 |
| 100g | ₹13,74,000 | ₹10,30,500 |
Gold Demand in Kerala
- Demand Level: Very High
- Capital: Thiruvananthapuram
- Type: State
- Cities Covered: 14 cities
Tax on Gold Purchase in Kerala
- GST: 3% on gold jewellery, coins, and bars purchased in Kerala
- Making Charges GST: 5% GST on making/labour charges
- Capital Gains: Short-term (<3 years) — income slab rate. Long-term (3+ years) — 20% with indexation
- TDS: 1% TDS on gold purchases exceeding ₹10 lakh per year
Gold Investment Options in Kerala
- Physical Gold: Buy 22K/24K gold coins and gold bars from Tanishq, MMTC-PAMP, or Kalyan Jewellers in Kerala. 916 gold jewellery is the most popular.
- Sovereign Gold Bonds (SGBs): Government-backed, 2.5% annual interest + tax-free maturity.
- Gold ETFs: Trade on NSE/BSE like shares. No storage hassle. Top picks: Nippon Gold ETF, SBI Gold ETF.
- Digital Gold: Buy from ₹1 via Google Pay, PhonePe, Paytm. Gold stored in insured vaults.
- Gold Mutual Funds: Invest via SIP using our SIP Calculator.
📚 Essential Gold Investment Guides
Read our expert guides to understand gold pricing, tax rules, and smart investment strategies.
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Read full guide ➔❓ Frequently Asked Questions — Kerala
▸ Did gold price go up or down today in Kerala?
Gold price increased by ₹16 per gram today in Kerala. 24K is now ₹14,994/gram, 22K is ₹13,740/gram, 18K is ₹11,242/gram.
▸ What is today's gold rate in Kerala?
Today's gold rate in Kerala: 24K = ₹14,994/gram, 22K = ₹13,740/gram, 18K = ₹11,242/gram. 1 Pavan (പവൻ) = ₹1,09,920.
▸ Why did gold price rise today in Kerala?
Today gold rate increased by ₹15 per gram for 22K gold on 07 August 2026 (Friday). The rise in gold rate today was modest compared with Thursday's sharp move, but it came against a stronger global bullion backdrop.
Read full market analysis →▸ How is the gold rate decided in Kerala?
The daily gold rate in Kerala is set from the international LBMA gold price (London benchmark) converted to rupees at the live USD/INR exchange rate, plus India's import duty (currently ~15%) and 3% GST. The Indian Bullion & Jewellers Association (IBJA) then publishes a daily wholesale rate that jewellers in Thiruvananthapuram and across Kerala follow, adding only a 3–25% making charge and a tiny local margin. This is why rates are nearly identical across all 14 cities in Kerala.
▸ Is gold rate same in all cities of Kerala?
Gold rates are mostly uniform across Kerala with minor variations (₹0-100/gram) based on local demand, octroi, transport costs, and dealer margins.
▸ What is 1 Pavan (പവൻ) gold price in Kerala?▼
1 Pavan (പവൻ) is equal to 8 grams of 22K gold. Today's 1 Pavan (പവൻ) price in Kerala is ₹1,09,920.
▸ Where to buy gold in Kerala?▼
Top certified jewellers in $Kerala: Kalyan Jewellers, Malabar Gold & Diamonds, Joyalukkas, Bhima Jewellers. Always verify the BIS hallmark and scan the HUID number on the jewellery using the BIS Care app.
Learn how to verify BIS hallmark →▸ What is the making charge for gold in Kerala?▼
Making charges in $Kerala typically range from 8% to 20% of the gold rate at major showrooms like Tanishq, Kalyan Jewellers, and Malabar Gold. Plain designs (chains, bangles) attract 8-10%, while intricate hand-crafted temple jewellery attracts 15-20% making charges.
Full jewellery price calculation guide →▸ Is gold a good investment in Kerala?▼
Yes, gold is a highly trusted asset and hedge against inflation in $Kerala. Popular options include physical gold (jewellery, bars, coins), Digital Gold, Gold Mutual Funds, and
Sovereign Gold Bonds (SGBs) which offer a 2.5% annual interest rate plus tax-free capital gains.
▸ What is the difference between 22K and 24K gold?▼
24K (999) gold is 99.9% pure, primarily used for investment bars and coins — read our
999 gold guide. 22K (916) gold is 91.6% pure, alloyed with zinc or copper to make it strong enough for daily wear jewellery —
916 gold guide. For diamond jewellery, 18K (750) is preferred —
18K gold guide. For the full comparison, see
22K vs 24K →▸ What is today's 18K gold rate in Kerala?▼
18K gold rate in $Kerala today is ₹11,242/gram. 18K gold is 75% pure and is widely preferred for crafting diamond-studded and stone-studded jewellery due to its durability.
What is 18K gold? →▸ How to check gold purity in Kerala?▼
Always look for the official BIS hallmark. It contains the BIS logo, purity grade (e.g., 916 for 22K, 750 for 18K), and a unique 6-digit alphanumeric Hallmark Unique Identification (HUID) code.
Full HUID verification guide →▸ What is 916 gold rate in Kerala today?▼
916 gold (22K gold with 91.6% purity) is the standard jewellery grade in India. Today's 916 gold rate in $Kerala is ₹13,740 per gram. 10 grams of 916 gold costs ₹1,37,400.
Full 916 gold guide → Verify 916 hallmark →▸ What is the gold coin and gold bar price in Kerala?▼
24K gold coin (1g) costs ₹14,994 in Kerala. A 10g gold bar costs ₹1,49,940. You can buy certified 24K gold bars and coins from Tanishq, MMTC-PAMP, or Malabar Gold.
▸ What is the GST on gold in Kerala?▼
GST on gold is 3% on the value of gold, plus 5% GST on the making charges. For investment gold sold after 3 years, long-term capital gains tax of 20% with indexation applies.
▸ When is the best time to buy gold in Kerala?▼
Auspicious occasions like Dhanteras, Akshaya Tritiya, Diwali, and regional wedding seasons see high retail demand in $Kerala. For investment, buying systematically during market corrections is recommended.
Read 2026 gold price forecast & trends →▸ How many cities in Kerala show gold rates?▼
WealthMinty tracks gold rates across 14 cities and municipalities in Kerala. You can click on any city name above to view detailed local prices, graphs, and calculators.
▸ Is gold a good investment in 2026 in Kerala?▼
▸ Where can I find accurate gold rate in Kerala daily?▼
WealthMinty publishes indicative daily gold rates for Kerala, covering 24K, 22K, and 18K prices across 14 cities. Rates are manually curated by our editorial team from public bullion market data, updated daily, with 1-month price history, gold weight calculator, and city-wise comparison.
View all India gold rates →▸ What is the gold rate trend this month in Kerala?▼
Gold prices in Kerala broadly track the national benchmark rate. You can view the detailed 30-day gold rate history chart above to see daily price movements. Current 24K rate: ₹14,994/gram, 22K rate: ₹13,740/gram.
Read gold rate trend analysis →▸ How much gold can I buy for ₹1 lakh in Kerala?▼
At today's rate, ₹1,00,000 can buy 6.67 grams of 24K gold or 7.28 grams of 22K gold in Kerala. For ₹50,000, you can buy 3.33g (24K) or 3.64g (22K). Note: making charges (3-25%) and 3% GST are additional.
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