Disclaimer

1. Information Purposes Only

All information provided on WealthMinty(the "Website"), including live market rates, calculators, and articles, is published in good faith and for general information and educational purposes only. WealthMinty does not make any warranties about the completeness, reliability, and accuracy of this information. Any action you take upon the information you find on this Website is strictly at your own risk. WealthMinty will not be liable for any losses and/or damages in connection with the use of our Website.

2. Not Financial Advice

The content on our Website is not intended to be and does not constitute financial advice, investment advice, trading advice, tax advice, legal advice, or any other type of professional advice. You should not make any financial or investment decision based solely on the information presented on this Website without undertaking independent due diligence and consultation with a qualified professional broker, financial advisor, tax consultant, or legal advisor registered with the appropriate regulatory authority.

3. Not SEBI-Registered

WealthMinty, its authors, and its Research Desk are not registered with the Securities and Exchange Board of India (SEBI), nor with any other financial regulatory authority (such as RBI, IRDAI, or AMFI). We are not registered investment advisers, research analysts, portfolio managers, or stock brokers under any law for the time being in force. Nothing on this Website should be interpreted as an offer to buy or sell, or a solicitation of an offer to buy or sell, any security, mutual fund, or other financial instrument. We do not execute any trades on your behalf, hold your funds, or earn any commission on investment products you may choose.

4. Mutual Fund & Market Risks

Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance of any mutual fund, index, or investment product discussed on this Website is not a guarantee or indicator of future performance. Net Asset Values (NAVs) fluctuate based on market conditions, interest-rate movements, currency exchange rates, and other economic factors. The value of an investment may go down as well as up, and you may not get back the amount you invested. The funds, schemes, categories (Large Cap, Mid Cap, Small Cap, ELSS, etc.), and returns mentioned in our guides are presented for educational comparison only and are not recommendations to invest in any specific product.

5. Market Data & Pricing Limitations

Market data (including Gold and Silver rates and Indices) provided on WealthMinty are aggregated from third-party sources. While we strive for accuracy, these rates are indicative and subject to extreme market volatility. The final price you receive from a local jeweler, bank, or merchant may vary due to local taxes (including GST), making charges, wastage charges, hallmarking fees, and other surcharges. Gold loan interest rates, eligibility criteria, maximum loan amounts, LTV (loan-to-value) ratios, and processing fees shown on our lender pages are indicative only and are subject to change by the respective bank or NBFC at any time without notice — always confirm the latest terms directly with the lender before applying. WealthMinty will not be liable for any losses and/or damages in connection with the use of our displayed prices or rate data.

6. Calculator Results

The financial calculators (such as SIP, EMI, FD, RD, Tax, Compound Interest, Lumpsum, SWP, Gold Price, Gold Loan LTV, and SGB calculators) available on the Website are designed to give indicative results based on standard mathematical formulas. These results are estimates and projections only. They are based on assumptions such as expected return rates, investment durations, and contribution amounts that you provide, and they do not account for factors like taxes, inflation, fund expense ratios, exit loads, or market volatility unless explicitly stated. Calculator results should not be construed as absolute facts, guarantees of future returns, or offers from any bank, NBFC, mutual fund house, or financial institution.

7. No Endorsement of Financial Products

References to, or listings of, specific banks, NBFCs, mutual fund houses, scheme names, or financial products on WealthMinty are provided for informational and comparison purposes only. Such references do not constitute an endorsement, recommendation, or rating by WealthMinty. We do not guarantee the accuracy of third-party product information and are not responsible for any product's performance. You must independently evaluate, and seek professional advice on, the suitability of any financial product before investing or borrowing.

8. External Links & Third-Party Content

Our Website may contain links to external websites that are not provided or maintained by or in any way affiliated with WealthMinty. Please be aware that we do not control the content and practices of these external websites and cannot accept responsibility for their respective privacy policies or content. Third-party data sources used for rates and market information may occasionally experience delays, outages, or errors beyond our control.

9. Gold Loan & Borrowing Disclaimer

Gold loan interest rates, LTV ratios, eligibility, documentation requirements, and other lending terms described on WealthMinty are indicative and sourced from publicly available information. Actual loan approval, the sanctioned amount, and the applicable rate depend entirely on the lender's assessment of your gold's purity, weight, market value, your repayment capacity, and credit profile. Borrowing involves obligation to repay with interest; failure to repay may result in forfeiture of pledged gold. Always read the lender's loan agreement carefully and consult a financial advisor before availing any loan.

10. Tax Information

Tax laws, rates, exemptions, and deductions change frequently. Our Tax Calculator and any tax-related articles are provided for general guidance only and may not reflect the most current tax legislation, your individual tax slab, or your full set of applicable deductions. WealthMinty is not responsible for any discrepancy in tax computations, and we strongly recommend consulting a chartered accountant or tax professional before filing your return or making any tax-related decision.

11. No Warranty & Limitation of Liability

The Website and all content are provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. To the fullest extent permissible under applicable law, WealthMinty and its authors, operators, and affiliates shall not be liable for any direct, indirect, incidental, consequential, special, or exemplary damages, including but not limited to, loss of profits, investment losses, or data loss, arising out of or in connection with the use of or inability to use this Website.

12. Consent

By using our website, you hereby consent to our disclaimer and agree to its terms. Should we update, amend or make any changes to this document, those changes will be prominently posted here. It is your responsibility to review this page periodically for changes. Your continued use of the Website following the posting of any changes constitutes acceptance of those changes.

Last updated: August 2026. For questions about this disclaimer, please contact us.