WealthMinty Research Desk

👥 About the Research Desk

The WealthMinty Research Desk consists of financial data analysts, software engineers, and personal finance researchers. We are dedicated to making investing transparent, data-driven, and mathematically precise. Our work includes analyzing historical performance benchmarks of 2,500+ Indian mutual fund schemes, building interactive tools for SIP, tax, and mortgage planning, and tracking live gold and silver prices across 840+ Indian cities and states with daily updated market rates.

Our combined team expertise spans over 10+ years of tracking bullion markets, mutual fund CAGR performance, compounding formulas, and tax-saving frameworks. We believe that financial planning tools should be accessible to every individual with zero commercial or merchant biases.

• Indicative Bullion Rates: Our editorial team manually researches and publishes indicative daily gold and silver reference rates based on publicly available bullion market data, including published rates from recognized industry bodies such as the India Bullion and Jewellers Association (IBJA), commodity exchange signals (MCX), and international benchmarks (LBMA). The rates shown are indicative and for informational purposes only — they may differ slightly from your local jeweller's quote.
• Independent Mutual Fund Reviews: Fund NAV, returns, and ratings are fetched programmatically from MFAPI.in (an AMFI-compliant public API) and are purely mathematical. We do not accept paid listings or commissions to promote specific mutual fund schemes.
• Mathematical Transparency: All calculations represent standard compound interest and financial amortization formulas verified against RBI and Income Tax rules. Learn more on our Editorial Policy page.