10 Gram Gold Rate Today — Live 24K, 22K & 18K Price (1 Tola)

The 10 gram gold rate is the official price of 10 grams of gold — also called 1 Tola in India. It is set each morning by the India Bullion & Jewellers Association (IBJA) from international gold prices, the USD/INR exchange rate, import duty and GST. For example, today 10 grams of 24K (999) gold is roughly ₹79,500, 10 grams of 22K (916) gold around ₹73,000 and 10 grams of 18K (750) gold about ₹59,500. Check our live Gold Rate page for the exact figure that updates hourly for major Indian cities.

Today 10 grams of 24K (999) gold — the purest form — costs about ₹79,500 (gold value, before making charges). 24K is used for coins, bars and biscuits, not jewellery, because pure gold is too soft. The exact figure changes daily and varies slightly by city; see the live 24K rate on our Gold Rate page for your location.

Today 10 grams of 22K (916) gold — the jewellery standard — costs about ₹73,000 (gold value, before making charges). 22K is 91.6% pure gold, hard enough for chains, bangles and rings. Add 8–25% making charges plus 3% GST on the gold to get the final jeweller price for a 10g ornament.

Today 10 grams of 18K (750) gold costs about ₹59,500. 18K is 75% pure gold and is mainly used for diamond and studded jewellery because its harder alloy holds gemstones securely. It is roughly 18–20% cheaper per 10 grams than 22K gold.

In modern India, 1 Tola equals 10 grams of gold. So "10 gram gold rate" and "1 Tola gold rate" mean the same thing in everyday use, and Tola is the common unit in North and West India. Note the historical nuance: the pre-metric Tola was about 11.66 grams (180 grains), and you may still see that figure in old books or in Pakistan/Bangladesh. But Indian jewellers and IBJA today quote "1 Tola = 10 grams". The international troy ounce (31.1035g) is a different, larger unit.

Yes — in India today, jewellers and price agencies treat 1 Tola = 10 grams. So 10 gram gold rate, 10 gm gold rate and 1 Tola gold rate all refer to the same number. The only catch is historical: the traditional Tola was 11.6638 grams, but India standardised it to a round 10 grams for simplicity. If a very old document or a Pakistan-based source uses "Tola", it may mean 11.66g — check the context.

The 10-gram rate is built from four parts: (1) the international gold spot price per troy ounce (1 troy oz = 31.1035 grams); (2) the USD/INR exchange rate; (3) India's import/customs duty (a 6% basic customs duty from the July 2024 Budget, plus AIDC and cess); (4) 3% GST. The IBJA divides the landed cost per troy ounce by 31.1035 to get the per-gram 24K rate, then multiplies by 10 for the 10-gram rate. From 24K, 22K is ×0.916 and 18K is ×0.75. City-level small differences come from local taxes, freight and jeweller margins.

Usually not. The IBJA-published "10 gram gold rate" is the ex-GST metal value that jewellers quote for 24K/22K gold. On actual purchase you pay 3% GST on the gold value + 5% GST on making charges. So a 10g 22K ornament at ₹73,000 gold value becomes roughly ₹75,190 before making, and higher with making charges. For a 24K 10g coin or bar there is no making charge, so the only tax is the flat 3% GST on the gold value.

GST on gold is 3% of the gold value. On 10 grams of 22K gold at ₹73,000, the GST is about ₹2,190. For jewellery you also pay 5% GST on the making charges. On a 24K 10g coin or bar there is no making charge, so the only tax is the flat 3% GST on the gold value (about ₹2,385 on ₹79,500 of 24K).

This is the key point that makes the 10-gram rate special: the MCX (Multi Commodity Exchange) quotes its gold futures contracts in rupees per 10 grams — the exact same unit as this rate. But MCX is a futures trading price for contracts settled later, set by traders during market hours, and is usually close to (but not identical to) the spot price. The 10-gram retail rate is the physical-gold price you pay today, derived from spot + import duty + GST + jeweller margin. Retail is usually a little higher than MCX spot for physical delivery. Use MCX as a real-time direction indicator, not the price you pay at a shop. See our MCX vs Retail guide for a full breakdown.

Yes, but only slightly — usually within ₹500–2,000 per 10 grams between major cities. The differences come from local taxes, freight, jeweller associations and demand. Mumbai, Delhi, Chennai, Bangalore, Hyderabad and Kolkata all publish their own daily rates. Across India the underlying IBJA rate is the same; city variations are small adjustments on top of it.

For pure investment, a 10g gold bar or coin (24K, 999) is best — making charges are near zero (0–4%), so you pay closest to the spot rate and resell close to it. 10g jewellery (22K) carries 8–25% making charges that you lose on resale, so it suits wearing/gifting, not investment. For serious wealth, Sovereign Gold Bonds (SGBs) and Gold ETFs avoid making charges and storage entirely and are more tax-efficient. Compare all options in our SGB vs Physical Gold guide.

A gold loan is capped at 75% LTV (Loan-to-Value) by RBI rules. Against 10 grams of 22K gold at ₹73,000, the gold value is ₹73,000 and the maximum loan is about ₹54,750 (75%). Banks and NBFCs typically lend ₹50,000–54,000 against 10g of 22K jewellery depending on the lender and purity test. 18K gold is valued lower; 24K coins/bars are often not accepted for gold loans by some lenders. Use our Gold Loan LTV Calculator for an exact figure.

A 10-gram gold coin or bar is a solid, tangible starting block for physical gold — it is affordable, easy to store, liquid and easy to resell. But for efficiency, Sovereign Gold Bonds (SGBs, on the secondary market), Gold ETFs and Gold Mutual Funds are usually better than physical gold because they avoid making charges (8–25% on coins), physical storage risk, and resale discounts, and SGBs even pay 2.5% annual interest. Treat 10g physical gold as a store of value and small savings; use SGBs/ETFs for the investment portion of your gold allocation.

1 unit of a Sovereign Gold Bond (SGB) = 1 gram of gold, so a 10-gram SGB holding equals 10 grams of physical gold in value. The bond tracks the gold price and pays you 2.5% annual interest on top, with tax-free capital gains if held to maturity — something physical gold never does. So a 10g SGB holding is worth the same as 10g of physical gold but is more rewarding financially. See our SGB vs Physical Gold guide for the full comparison.

Check four things: (1) the BIS hallmark logo (a triangle inside a circle); (2) the purity fineness number — 999 for 24K, 916 for 22K, 750 for 18K; (3) the 6-digit HUID (Hallmark Unique ID) alphanumeric code; (4) the jeweller's BIS registration number. Then verify the HUID free on the official BIS Care App. For a 10g bar, also insist on an assay/mint certificate with serial number and sealed packaging. See our BIS Hallmark & HUID guide for step-by-step screenshots.

Gold moves daily on global factors, but in India you often get better rates during price dips and around major festivals when jewellers offer making-charge discounts (Akshaya Tritiya, Dhanteras, Diwali). Avoid peak wedding-season demand spikes where premiums rise. Tracking the 30-day and 1-year history helps you spot whether today's rate is high or low. See our Best Time to Buy Gold guide and Gold Price History guides for data-backed timing.

Yes. When you sell physical gold (coin, bar or jewellery) for a profit, the gain is taxed: short-term capital gains tax (at your income-tax slab) if held under 3 years, and long-term capital gains tax at 12.5% (indexation removed from FY 2024-25) if held over 3 years. Sovereign Gold Bonds held to maturity are fully tax-free on capital gains, which is a major advantage over physical gold. Always keep the original bill — it is your proof of purchase price and date.