Financial Calculators
Free tools to plan your financial future — investments, loans, taxes
WealthMinty's financial calculators are free online tools that help Indian investors plan investments, loans, savings, and taxes. Each calculator applies standard financial formulas — compound interest for SIP, the reducing-balance method for EMI, and the official FY 2026-27 tax slabs for income tax — to give instant, accurate estimates with no registration required. Pick a category below or jump straight to the calculator you need.
SIP Calculator
Calculate mutual fund SIP returns and wealth growth over time
Open Calculator →EMI Calculator
Calculate monthly EMI for home, car, and personal loans
Open Calculator →FD Calculator
Estimate Fixed Deposit maturity amount and interest earned
Open Calculator →Income Tax Calculator
Compare Old vs New tax regime and find which saves more
Open Calculator →Simple Interest
Calculate Simple Interest on savings, loans & investments instantly
Open Calculator →Compound Interest
See the power of compounding with CI vs SI comparison
Open Calculator →Lumpsum Calculator
Calculate one-time mutual fund investment returns with compounding
Open Calculator →SWP Calculator
Plan monthly withdrawals — see how long your corpus lasts
Open Calculator →RD Calculator
Calculate Recurring Deposit maturity with quarterly compounding
Open Calculator →Compare Mutual Funds
Search and compare up to 4 funds side-by-side with live MFAPI data
Open Calculator →Gold Calculator
Calculate value of your gold based on weight and purity
Open Calculator →SGB Return Calculator
Calculate Sovereign Gold Bond (SGB) returns, interest payouts & compare with ETFs
Open Calculator →Gold Loan LTV Calculator
Calculate maximum gold loan eligibility (LTV) up to 75% and monthly EMI
Open Calculator →Gold Loan Rates
Compare gold loan interest rates, LTV, and processing fees across leading lenders
Open Calculator →How to choose the right calculator
The right calculator depends on your goal — building wealth, borrowing, saving, filing tax, or valuing gold. Here's a quick guide by category.
Investments
Building long-term wealth through mutual funds. Use SIP for monthly investing, Lumpsum for one-time, SWP for withdrawals in retirement, and Compare Funds to pick the best scheme.
Loans
Borrowing for a home, car, or personal need. The EMI Calculator shows your monthly outflow and total interest before you sign up.
Savings
Growing money in bank deposits. FD, RD, Simple Interest and Compound Interest calculators show maturity value and the effect of compounding.
Tax
Lowering your tax bill. The Income Tax Calculator compares the Old and New regimes so you pick the one that saves more.
Gold
Valuing gold holdings and gold loans. Calculate gold worth by weight/purity, SGB returns, or the maximum loan against your gold (LTV up to 75%).