🆚 Compare Mutual Funds for India — Side by Side
Search from 10,000+ Indian mutual funds. Compare NAV, returns & risk instantly. Explore our Mutual Funds Hub for expert guides.
🔍 Select Funds to Compare
Add up to 4 funds and compare their performance head-to-head. Click any empty slot or use the search bar below.
Select at Least 2 Funds to Compare
Use the search bar above to find any mutual fund in India. Add 2 to 4 funds and instantly see their returns, risk, NAV, and category compared side-by-side.
❓ How to Use This Tool
Q: How many funds can I compare at once?
A: You can compare up to 4 mutual funds side-by-side. Simply search for a fund by name, click to add it, and repeat for up to 4 funds.
Q: Where does the data come from?
A: All data is fetched live from MFAPI.in, which sources NAV data directly from AMFI (Association of Mutual Funds in India). Returns are calculated as CAGR from historical NAV data.
Q: Why do I only see Direct-Growth plans in search?
A: Direct plans have lower expense ratios and higher returns compared to Regular plans. Growth option reinvests dividends for maximum compounding. We filter to show only the most relevant plans.
Q: What does the green highlight mean?
A: The green highlight (with 👑 icon) indicates the best performer in that particular metric among the funds you are comparing.
⚠️ Disclaimer: Mutual fund investments are subject to market risks. Returns shown are historical CAGR and do not guarantee future performance. Data is auto-fetched from MFAPI.in & AMFI. Always consult a SEBI-registered financial advisor before investing.
❓ Frequently Asked Questions
Q: How to compare mutual funds?
A: Compare funds based on 5-year CAGR, expense ratio, fund manager track record, AUM size, and risk-adjusted returns (Sharpe ratio).
Q: What is CAGR in mutual funds?
A: CAGR (Compound Annual Growth Rate) shows the average annual return rate over a period, accounting for compounding. It is the best measure for comparing fund performance.
Q: Direct vs Regular mutual funds?
A: Direct plans have no distributor commission, giving 0.5-1.5% higher returns annually. Always choose Direct Growth plans.
Q: How many mutual funds should I have?
A: Experts recommend 3-5 funds across different categories (Large Cap, Mid Cap, Flexi Cap). More than 7-8 funds leads to over-diversification.
Q: What is expense ratio?
A: The annual fee charged by the fund house for managing your money. Lower is better. Index funds charge 0.1-0.2%, active funds charge 0.5-1.5%.
📖 How to Compare Mutual Funds in India — Complete Guide
Choosing the right mutual fund from over 10,000 schemes available in India can be overwhelming. A systematic comparison approach helps you identify funds that match your financial goals, risk appetite, and investment horizon. Our free mutual fund comparison tool above lets you compare up to 4 funds side-by-side with live data from AMFI (Association of Mutual Funds in India).
📊 Key Metrics to Compare
When comparing mutual funds, focus on these critical parameters:
| Metric | What It Tells You | What to Look For |
|---|---|---|
| 5-Year CAGR | Long-term average annual return | Higher is better — compare within same category |
| Expense Ratio | Annual management fee | Lower is better — Direct plans have lower fees |
| Sharpe Ratio | Risk-adjusted return quality | Above 1 is good, above 2 is excellent |
| AUM | Fund size (Assets Under Management) | ₹500Cr+ for Large Cap, ₹100Cr+ for others |
| Category | Investment style (Large/Mid/Small Cap) | Match to your risk tolerance |
| Fund Age | How long the fund has been running | 5+ years of track record preferred |
🏆 Popular Mutual Fund Comparisons in India
Here are some of the most searched mutual fund comparisons by Indian investors:
- HDFC Flexi Cap vs Parag Parikh Flexi Cap — Two of India's most popular flexi cap funds with different investment philosophies
- SBI Blue Chip vs Mirae Asset Large Cap — Top large cap funds compared on consistency and returns
- Quant Small Cap vs Nippon India Small Cap — Aggressive small cap funds for high-risk investors
- HDFC Mid Cap vs Kotak Emerging Equity — Mid cap category leaders with strong 5-year track records
- Axis ELSS vs Mirae Asset Tax Saver — Best ELSS funds for Section 80C tax saving with equity growth
🎯 Step-by-Step: How to Use This Tool
- Search for a fund — Type any fund name (e.g., "HDFC Flexi Cap") in the search box above
- Add funds — Click on a fund from the search results to add it (up to 4 funds)
- Compare instantly — See NAV, 1Y/3Y/5Y/10Y CAGR returns, risk level, and category compared side-by-side
- Identify the winner — Green highlight with 👑 icon shows the best performer in each metric
- Visual chart — Bar chart visualization makes it easy to see which fund leads across time periods
📋 Mutual Fund Categories Explained
💡 Tips for Comparing Mutual Funds
- Always compare within the same category — Comparing a Small Cap fund with a Large Cap fund is not meaningful
- Focus on 5-year returns — 1-year returns can be misleading due to market cycles
- Check consistency — A fund with steady 15% CAGR is better than one swinging between -10% and +40%
- Choose Direct plans — They have 0.5-1.5% lower expense ratios than Regular plans
- Don't chase past returns — Past performance doesn't guarantee future results. Look at the fund manager's strategy and market conditions
- Consider tax implications — Equity fund gains held for 1+ year are taxed at 10% (above ₹1 lakh). ELSS provides additional ₹1.5L tax deduction
❓ Frequently Asked Questions — Mutual Fund Comparison
Q: How to compare mutual funds in India?
A: Compare mutual funds by looking at 5-year CAGR returns, expense ratio, fund manager track record, AUM (Assets Under Management), risk level, and Sharpe ratio. Use our free comparison tool above — search any fund name, add up to 4 funds, and compare NAV, returns, risk and category side-by-side instantly.
Q: Which is the best mutual fund comparison tool in India?
A: WealthMinty offers a free mutual fund comparison tool that lets you compare up to 4 funds side-by-side with live NAV data from AMFI. You can see 1-year, 3-year, 5-year, and 10-year CAGR returns, risk levels, fund categories, and launch dates — all updated daily.
Q: What is CAGR in mutual funds?
A: CAGR (Compound Annual Growth Rate) measures the average annual return of a mutual fund over a specific period, accounting for compounding. A 5-year CAGR of 15% means your investment grew at an average of 15% per year. CAGR is the best metric for comparing fund performance across different time periods.
Q: What is NAV in mutual funds?
A: NAV (Net Asset Value) is the per-unit market value of a mutual fund scheme. It is calculated daily by dividing the total value of all securities held by the fund (minus liabilities) by the total number of outstanding units. When you invest ₹10,000 at NAV ₹50, you get 200 units.
Q: Should I compare Direct or Regular plans?
A: Always compare Direct plans. Direct plans have 0.5-1.5% lower expense ratios than Regular plans because there is no distributor commission. Over 10-20 years, this difference can mean 15-30% more returns. Choose Direct Growth plans for maximum long-term wealth creation.
Q: What is the difference between Large Cap, Mid Cap, and Small Cap funds?
A: Large Cap funds invest in top 100 companies by market cap (lower risk, stable returns ~12-14% CAGR). Mid Cap funds invest in 101-250 ranked companies (moderate risk, higher growth ~14-18% CAGR). Small Cap funds invest in 251+ ranked companies (high risk, highest growth potential ~15-22% CAGR). Choose based on your risk appetite and investment horizon.
Q: How many mutual funds should I have in my portfolio?
A: Financial experts recommend 3-5 mutual funds across different categories (e.g., 1 Large Cap, 1 Flexi Cap, 1 Mid Cap, 1 ELSS for tax saving). More than 7-8 funds leads to over-diversification, which dilutes returns and makes tracking difficult.
Q: What is expense ratio in mutual funds?
A: Expense ratio is the annual fee charged by the fund house for managing your investments. It includes fund manager salary, administrative costs, and marketing expenses. Lower is better — Index funds (see the <Link href="/en/mutual-funds/guide/best-index-funds-india">best index funds in India</Link>) charge 0.1-0.3%, while active funds charge 0.5-1.5%. A 1% difference in expense ratio can reduce your returns by 15-20% over 20 years.
Q: How to compare SIP returns of different mutual funds?
A: To compare SIP returns, look at each fund's SIP XIRR (Extended Internal Rate of Return) rather than simple CAGR. You can also use our SIP Calculator to model returns for specific monthly amounts and compare across funds. Focus on 5-year and 10-year SIP returns for meaningful comparison.
Q: Is it better to invest in one fund or multiple funds?
A: Investing in 3-5 funds across different categories provides optimal diversification. One Flexi Cap fund gives broad market exposure, while adding a Mid Cap or Small Cap fund increases growth potential. For tax saving, add an ELSS fund. Avoid investing in multiple funds from the same category — that provides no additional diversification.
Q: What is Sharpe ratio and why does it matter?
A: Sharpe ratio measures risk-adjusted returns — how much extra return you earn per unit of risk taken. A Sharpe ratio above 1 is good, above 2 is very good, and above 3 is excellent. When comparing two funds with similar returns, choose the one with a higher Sharpe ratio — it achieves those returns with less volatility.
Q: Can I compare ELSS and non-ELSS funds?
A: Yes, you can compare any mutual funds regardless of category. However, for fair comparison, compare funds within the same category (e.g., ELSS vs ELSS, Large Cap vs Large Cap). ELSS funds have a 3-year lock-in period and offer tax deduction up to ₹1.5 lakh under Section 80C, which other equity funds don't.
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⚠️ Disclaimer: Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Past performance does not guarantee future returns. Data is sourced from MFAPI.in & AMFI. WealthMinty does not provide investment advice — always consult a SEBI-registered financial advisor before making investment decisions.